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Money that moves at the speed of a tap.

Hold USDC on any chain. Tap to pay with Apple Pay and Google Pay, issue virtual Mastercards to every team, and accept or send money across borders. Whoever you pay receives their own currency.

Join the business waitlist See how it works
Apple PayGoogle PayNFC tapMastercardUSDC8 networks
Virtual · Operations
•••• •••• •••• 2048
Janehub BusinessVirtual
12/29Mastercard®
Hold near readerApple Pay · Google Pay
Approved · Café NusantaraRp 38.000 → 2.19 USDC
USDC · Base · Solana · Hyperliquid● 8 networks
Recent settlements
  • Jakarta · Indonesia Café Nusantara
    Rp 38.000 2.19 USDC
    Base
  • Singapore · Singapore Orchard Supply Co
    S$ 24.60 18.35 USDC
    BNB Chain
  • Bangkok · Thailand Siam Market Hall
    ฿ 310.00 8.99 USDC
    Solana
  • London · United Kingdom Camden Print Works
    £ 18.00 22.78 USDC
    Base
  • Tokyo · Japan Shibuya Ramen
    ¥ 1,280 8.53 USDC
    Arbitrum
  • Kuala Lumpur · Malaysia Jalan Alor Food
    RM 42.00 9.55 USDC
    BNB Chain
  • Berlin · Germany Kreuzberg Kaffee
    € 7.40 8.41 USDC
    Base
  • Manila · Philippines Makati Corner
    ₱ 285.00 4.96 USDC
    TRON

Illustrative transactions with invented merchants. No real customer data.

1 USDC →0.92EUR 1 USDC →0.79GBP 1 USDC →1.34SGD 1 USDC →16,200IDR 1 USDC →4.40MYR 1 USDC →34.50THB 1 USDC →25,400VND 1 USDC →57.50PHP 1 USDC →1.52AUD 1 USDC →150.0JPY 1 USDC →7.80HKD 1 USDC →7.20CNY 1 USDC →83.50INR 1 USDC →1,350KRW 1 USDC →3.67AED 1 USDC →3.75SAR 1 USDC →32.00TRY 1 USDC →1.36CAD 1 USDC →0.88CHF 1 USDC →1.65NZD

One balance. Three ways to move money.

Tap, spend, or send. Stablecoin settles underneath, and whoever you pay gets the money they already use.

01

Tap to pay

Apple Pay · Google Pay · NFC

Add a Janehub card to a phone wallet and tap at any contactless terminal. The balance converts at the moment of purchase; the merchant sees an ordinary card payment.

See the details
02

Virtual Mastercards

Unlimited · Instant · Controlled

Issue a card in seconds for every team, project, vendor or subscription — each with its own limit, merchant rules and live receipt capture.

See the details
03

Accept & send money

Virtual accounts · Stablecoin · Bank rails

Receive USD, local currency and stablecoin into one workspace. Pay suppliers and contractors out in the currency they bank in.

See the details
8networks, multichain in and cross-chain out
32currencies with live market rates
60 srate lock before you confirm
0.9–1.2%rate margin — no hidden fee lines
01/04

From wallet to counter in four moves

  1. 01

    Fund on any chain

    Send USDC or USDT from Ethereum, Base, Solana, TRON or any supported network. We detect it automatically.

  2. 02

    Lock the rate

    The amount in the merchant’s currency and what leaves your balance, shown together and held for 60 seconds.

  3. 03

    Tap or send

    Tap a phone, use a virtual card online, or send a payout to a bank account.

  4. 04

    They get local money

    Merchants and recipients are paid in their own currency by a licensed partner. They never receive crypto.

x402 protocol · MCP

Your agent already knows how to run a terminal. Give your AI agent a cloud bill to settle Treat your AI agent a budget, not a black box Let your agent pay for API usage as it happens Let your agent buy credits and subscriptions Let your agent rent the office tools it needs Let your agent order supplies and services

x402 turns a payment into an HTTP response an agent already understands, and MCP hands it the tool to do it. Point any harness at a Janehub balance and the small spends stop needing you.

Agent claude code · codex · …
402
402 Challenge what is required
Settled receipt written

Cloud infrastructure

A compute instance, a bucket, a GPU hour — the agent tops the account up and the invoice clears in stablecoin.

x402 · USDC

API usage

Metered requests become payments. The agent settles the call it has just made, before the balance runs dry.

per request

Credits and subscriptions

Add credit or renew a plan with no card, no dashboard login, and no person in the loop.

prepaid

Merchant payments

Anything that answers the same challenge gets paid the same way — no bespoke integration per vendor.

402 challenge

Invoices and receipts

Every autonomous payment writes a receipt with the rate and the counterparty, ready to reconcile.

auto-receipt

Office and services

Domains, seats, meeting rooms, courier runs — the recurring small spends that still need an owner.

recurring
Works with the harness you already run Any MCP client can hold the tool. These are the ones we test against.
Claude Code Codex Grok Bot OpenAI Dots Pi Cursor Muse and more harnesses supported

Autonomous, not unlimited. An agent can only spend what the balance holds. Set a ceiling, watch every payment, and freeze the tool from your dashboard the moment something looks wrong.

x402 and MCP are open specifications used descriptively; Janehub is not affiliated with or endorsed by the projects or vendors named here.

Built for companies, not just wallets

Spend controls

Per-card limits, merchant category rules, freeze in one click.

Approvals & roles

Owner, finance, member and read-only roles, with approval flows for payouts.

Receipts & exports

Capture receipts at purchase time and export clean ledgers to your accounting tool.

Verified business (KYB)

Every company is verified. No guest mode, no exceptions.

Real rates, not marketing rates

Live market rates for USDC. Your Janehub rate is the market rate less a published margin.

IDRIndonesian Rupiah
16,200
Live market rate · 1 USDC
SGDSingapore Dollar
1.34
Live market rate · 1 USDC
EUREuro
0.92
Live market rate · 1 USDC
GBPBritish Pound
0.79
Live market rate · 1 USDC
JPYJapanese Yen
150
Live market rate · 1 USDC
THBThai Baht
34.5
Live market rate · 1 USDC
All currencies Rate delayed

One balance, fifteen markets

Where a merchant is paid in their own currency by a licensed provider — and the honest status of each market.

🇮🇩 IDR

Indonesia

Launching first · Q1 2027
🇸🇬 SGD

Singapore

Launching first · Q1 2027
🇹🇭 THB

Thailand

Launching first · Q1 2027
🇲🇾 MYR

Malaysia

Launching first · Q1 2027
🇵🇭 PHP

Philippines

In build
🇻🇳 VND

Vietnam

In build
🇰🇭 KHR

Cambodia

Research
🇧🇷 BRL

Brazil

In build
🇨🇴 COP

Colombia

In build
🇵🇪 PEN

Peru

In build
🇦🇷 ARS

Argentina

Research
🇰🇪 KES

Kenya

In build
Countries

Questions, answered straight

Is Janehub a bank?

No. Janehub is a financial technology product. Cards are issued by licensed issuing partners and payments are settled by licensed providers. Funds are never described as bank deposits.

Does the merchant receive crypto?

Never. The merchant is paid in their own currency through the normal card or bank network, with no new software and nothing to sign up for.

Which chains and assets can I fund with?

USDC and USDT on eight planned networks, including Ethereum, Base, Solana, Hyperliquid, BNB Smart Chain, Dogecoin, Arbitrum and TRON. See the networks page for the full list.

When can my company start?

Janehub is in development. The business waitlist is open and early cohorts will be onboarded from 2027.

Be first to run your company on a tap.

One work email. We reach out when your region and use case are ready.